Credit Monitoring

Monitor credit risk for your customer base through technical integrations. You can choose to subscribe to different credit related events to stay up to date with your customers.

Test environment

To get started you can upload test files by changing the enviornment tag in the filename to TEST from PROD.

The filename is normally

Enviornment Filename
Test FT0001.TEST.TEMP.BEVXML(+1)
Production FT0001.PROD.TEMP.BEVXML(+1)

Authentication

When purchasing the service you will be provided with details on how to connect to the SFTP server, as well as a username and password.

Uploading a test document

The following example uploads a file (myrequest.xml) to the test environment.

sftp ... <connection details>
put myrequest.xml FT0001.TEST.TEMP.BEVXML(+1)
exit

Uploading a large production document

The following example uploads a large file (myrequest.xml) to the production environment. As the document is large it is provided as a zipped folder.

zip myrequest.zip myrequest.xml
sftp ... <connection details>
put myrequest.zip FT0001.PROD.TEMP.BEVXML(+1)
exit

Credit monitoring request

The following example shows an updateType TOTAL with all attributes (such as stock) and is set on the root level as opposed to the object level.

<?xmlversion="1.0"encoding="UTF-8"?>
<monitoringUpdate 
  userID="99999" stock="YY" 
  updateDate="SSYY-MM-DD" updateType="TOTAL">
  <objects>
    <object>
      <objectID>5564002931</objectID>
      <reference>Referens 1</reference>
    </object>
    <object>
      <objectID>5568213283</objectID>
      <reference>Referens 2</reference>
    </object>
    <object>
      <objectID>5561002345</objectID>
      <reference>Referens 3</reference>
    </object>
    <object>
      <objectID>5564587073</objectID>
      <reference>Referens 4</reference>
    </object>
  </objects>
</monitoringUpdate>

Credit monitoring request with mixed customer stock

The following example shows an updateType TOTAL with mixed customer stock i.e. some attributes (such as updateDate) and is set on the root level and some (such as stock) are set on the object level.

<?xmlversion="1.0"encoding="UTF-8"?>
<monitoringUpdate 
  userID="99999" updateDate="SSYY-MM-DD" updateType="TOTAL">
  <objects>
    <object stock="YY">
      <objectID>5564002931</objectID>
      <reference>Referens 1</reference>
    </object>
    <object stock="YY">
      <objectID>5568213283</objectID>
      <reference>Referens 2</reference>
    </object>
    <object stock="Y1">
      <objectID>5561002345</objectID>
      <reference>Referens 3</reference>
    </object>
    <object stock="Y1">
      <objectID>5564587073</objectID>
      <reference>Referens 4</reference>
    </object>
  </objects>
</monitoringUpdate>

Credit monitoring request with mixed updateTypes

The following example shows a mixed updateType with attributes (such as stock) is set on the root level as opposed to the object level.

<?xmlversion="1.0"encoding="UTF-8"?>
<monitoringUpdate userID="88888" stock="YY" updateDate="SSYY-MM-DD">
  <objects>
    <object updateType="NEW">
      <objectID>5564002931</objectID>
      <reference>Referens 1</reference>
    </object>
    <object updateType="REMOVE">
      <objectID>5568213283</objectID>
      <reference>Referens 2</reference>
    </object>
    <object updateType="CHANGE">
      <objectID>5561002345</objectID>
      <reference>Referens 3</reference>
    </object>
    <object updateType="CHANGE">
      <objectID>5564587073</objectID>
      <reference>Referens 4</reference>
    </object>
  </objects>
</monitoringUpdate>

Credit monitoring request with mixed userID

The following example shows a mixed userID.

<?xmlversion="1.0"encoding="UTF-8"?>
<monitoringUpdate updateDate="SSYY-MM-DD" updateType="TOTAL">
  <objects>
    <object userID="88888" stock="YY">
      <objectID>5564002931</objectID>
      <reference>Referens 1</reference>
    </object>
    <object userID="88888" stock="YY">
      <objectID>5568213283</objectID>
      <reference>Referens 2</reference>
    </object>
    <object userID="99999" stock="YY">
      <objectID>5561002345</objectID>
      <reference>
      </reference>
    </object>
    <object userID="99999" stock="YY">
      <objectID>5564587073</objectID>
      <reference>
      </reference>
    </object>
  </objects>
</monitoringUpdate>