Description of the service:
The person´s credit information and payment defaults, and their total amounts and creditors
Information about guardianship, own credit bans or business ban
Conditions of usage
Consumer credit information may only be used for purposes according to Section 19 § of the Credit Information Act:
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Credit granting and credit control
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Planning of debt collection
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Preventing of money loundering / KYC responsibilities (only for obliged entities under the AML ACT)
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Tenancy agreement
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Person in charge status (assessment of a company or person in charge)
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Assesment of a job applicant or employee
In addition to legitimate need, it is required to have an agreement with Asiakastieto to use Asiakastieto’s services.